About us

Who we are

We are a team of specialists who provide clear solutions to complex situations. We work transparently, precisely, and with full dedication.

cases resolved at the initial stage

cases resolved faster than expected

clients recommend us to others

We successfully resolve complex issues

Our Story

Our company was founded with a simple yet important mission — to help people navigate complex financial situations and receive support where it is often lacking. We began as a small team determined to make the process of financial recovery clear and accessible.

Over time, we expanded our expertise, refined effective strategies, and built a transparent communication system with banks. Each successful case strengthened our belief that honesty and professionalism always lead to real results.

Today, we continue to grow while preserving the principles we started with: transparency, responsibility, and respect for every client. For us, it’s not just about handling a case — it’s about helping people regain confidence and peace of mind.

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Our Team

We are united by professionalism, precision, and a genuine desire to help clients.

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Allen Chan

Company Director

Meranda Chan

Senior Lawyer

Oscar Lindholm

Lawyer

Lisa Holmberg

Lawyer

Marek Schultz

Lawyer

Daniel Hendricks

Lawyer

Emma Lawrence

Lawyer

Nina Verden

Lawyer

Katrin Mayer

Lawyer

Facts that reflect our work and prove the effectiveness of an approach built on transparency, professionalism, and real measurable results. These numbers show how we grow, who we help, and why clients around the world trust our company.

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98 %

Client trust

Clients choose us for our transparent approach, reliability, and real results in difficult cases.

15 K+

Community

of trust

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Circular portrait of a person with a friendly expression.

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Thousands of clients choose us for our transparency, support, and reliable results.

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35 +

Countries served

We work with international banks and support clients worldwide.

Company Director

Our goal has always been not only to resolve financial issues, but also to help people feel confident in situations that seem complicated or uncertain. We structure our work so every client knows what’s happening and receives support at every stage.

We believe that honesty, transparency, and professionalism are the foundation of trust. That is why we continue to refine our processes, strengthen our strategy, and build a service that truly helps people regain control over their finances.

Allen Chan

Company Director, Pactum Consulting Limited

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Our working approach

We combine analysis, transparency, and clear strategies to turn complex situations into understandable steps and confident solutions for our clients.

In-depth analysis

We examine each case thoroughly to identify strengths and determine the most effective strategy.

Transparent collaboration

We explain every step clearly, communicate openly, and keep the client informed throughout the process.

Fast and accurate solutions

We act efficiently, meet deadlines, and apply methods that deliver real results.

Action

Take the first step toward resolving your case

Leave your contact details and we will get in touch to review your situation and offer the best solution. Fast, clear, and without unnecessary complications.

Submit request

Here are some frequently asked questions

We have compiled answers to the most frequently asked questions so that you can quickly understand the process and how working with us works.

Who we are

Our Story

Our Team

Facts that reflect our work and prove the effectiveness of an approach built on transparency, professionalism, and real measurable results. These numbers show how we grow, who we help, and why clients around the world trust our company.

98

%

15

K+

Community

35

+

Company Director

Allen Chan

Our working approach

In-depth analysis

Transparent collaboration

Fast and accurate solutions

Take the first step toward resolving your case

Here are some frequently asked questions

How can I determine if my case is eligible for a refund?

How long does the process take?

What documents do I need to prepare?

Can you work with clients from other countries?

How can I track the status of my case?

When you need results, choose us!